CFO Services for Businesses — Expert Financial Leadership, On Your Terms

Accounting looks backwards. A chief financial officer looks forward. Bookkeepers and controllers record what already happened; an experienced finance leader turns that record into forecasts, pricing decisions, capital structure and a plan your board can act on. The strategic and analytical aspects of the job — scenario modeling, margin analysis, covenant management, investor communication — are exactly what most owner-led teams are missing.

Our sharpest edge is international. If you invoice in three currencies, run a group of entities across several countries, employ contractors abroad or plan a new market entry, you need someone who has handled transfer pricing, VAT thresholds, multi-currency consolidation and effective tax structures in practice rather than in theory. That cross-border depth is what separates our firm from local providers who stop at the national border.

Every engagement is assembled from the modules your company actually needs, and staffed by experienced CFOs who have run the same situation before. Most clients start with two or three and add more as they grow.

• Fractional and outsourced finance leadership — a senior executive embedded in your leadership team one or two days a week, providing board-level oversight without full-time payroll.
• Virtual finance chief for startups and small teams — remote, on-demand access to a strategic partner for founders who need judgment, not another headcount.
• Cash flow forecasting and budgeting — 13-week cash models, annual budget cycles and rolling projections that show the funding gap before it becomes a crisis.
• Scenario modeling and planning — three-statement models, unit economics, pricing and hiring scenarios tied to real drivers.
• Fundraising and investor readiness — data room preparation, clean financials, KPI definitions and the narrative behind the numbers.
• M&A, due diligence and valuations — buy-side and sell-side support, quality-of-earnings analysis and post-deal integration of the finance function.
• Controllership and accounting oversight — month-end close discipline, group consolidation, audit preparation and clean-up of legacy books.
• Turnaround and cost restructuring — margin rescue, vendor renegotiation, payroll and HR cost modeling, lender conversations.
• International finance — entity setup, intercompany flows, currency risk and cross-border compliance.

You do not buy hours; you buy decisions your business can defend. A typical first quarter with us produces:

• A rolling 13-week cash forecast, updated weekly, so payroll and supplier runs are never a guess.
• A unit-economics model showing gross margin by product, customer and channel — usually the first time founders see where profit is really generated.
• A monthly reporting pack with variance analysis and commentary, delivered by working day ten instead of week four.
• A pricing and cost review, which is where most of the $43K average client saving comes from.
• Investor-ready financials, a documented close process and a data room that survives due diligence.
• Analytical support for the hard calls: hire or outsource, buy or lease, enter a market or wait.

Your team also gets a named chief financial officer who answers questions the same day — the difference between a static report and real advice.

• You are profitable on paper but constantly short of cash, and nobody can explain the gap.
• Revenue has passed roughly $1M and major decisions still rest on a bank balance and instinct.
• You are preparing to raise, sell or acquire, and diligence questions go unanswered for weeks.
• Management reports arrive three weeks after month-end, when they can no longer change anything.
• You operate in more than one country and no one owns tax, VAT and intercompany reporting.
• You want to hire a finance chief, but a $200K package would swallow your entire growth budget.
• Your bank, auditor or investors ask questions your team cannot answer within a day.

Two or three of these are enough to justify a conversation, and acting early is far more effective than repairing the damage later. None of these problems resolve on their own.

1. Discovery call, booked within three hours of your inquiry. Free, 45 minutes, and structured: we learn how money actually moves through your company and what decision is currently stuck.
2. Financial health review. We read your last 12 months, your close process and your systems, then come back with the three issues costing your firm the most money.
3. Scope and fixed proposal. Clear deliverables, named finance leader, transparent hourly rates or a fixed monthly fee. No hidden fees, no long-term contract.
4. Onboarding in days, not months. System access, chart-of-accounts review and the first forecast, typically inside two weeks.
5. Ongoing rhythm. Weekly cash review, monthly reporting and board pack, quarterly strategy session.

Scale the work up during a fundraise or down once things settle, providing continuity without full-time overhead.