CFO Services for Startups — Expert Financial Leadership at Every Stage

Young companies rarely fail because the product is bad. They fail because cash ran out three weeks before the term sheet was signed, or because a price list undercharged for eighteen months. A seasoned chief financial officer catches such problems while they are still cheap to fix.

Our edge is cross-border work. If your entity is registered in the USA while engineering sits in Poland and revenue arrives through Stripe in euros, you face intercompany invoicing, VAT and tax residency questions a local bookkeeper cannot answer. We handle that combination every week — the part of financial management most providers here skip.

You also get real-time visibility instead of a year-end surprise: one dashboard with cash, burn, runway and unit economics, refreshed weekly.

Every engagement is custom; most founders begin with these blocks:

• Fundraising and investor readiness. Cap table modelling, data room preparation, diligence answers and valuation support — advisory that has carried clients from a seed round through Series B.
• Financial modelling and forecasting. A driver-based model with scenarios for hiring, churn and payback, so a pre-Series A raise is argued with numbers, not adjectives.
• Cash flow management and runway control. A thirteen-week rolling forecast, collections discipline, and an early warning when the runway drops below the threshold you set.
• Accounting oversight and month-end close. We manage your bookkeeper or outsourced provider, put the close on a fixed calendar, and reconcile the figures behind your reporting before they go out.
• Cross-border structuring and tax planning. Entity structure, intercompany agreements, VAT registration and payroll across the USA and the EU.
• Board-level reporting. A monthly pack — KPIs, budget variance, written commentary — that investors read without sending five follow-up emails.
• Digital finance stack. We implement the digital tools that fit your size (Xero or QuickBooks, Stripe billing, expense and payroll apps) and retire the spreadsheets that break.

• A round that closes. A defensible model, a clean cap table and consistent historic numbers remove the most common reason diligence stalls.
• A lower cost per dollar of growth. We rebuild unit economics per channel and per cohort, then cut what does not pay back. Across 50+ engagements the average saving was $43K.
• Books ready when you need them. A predictable accounting calendar puts the month-end pack on a fixed date, not on the day an investor emails you.
• Working capital that holds. For SaaS, eCommerce and digital product companies we rework billing terms, supplier cycles and inventory cover, so profit on paper becomes cash in the bank.
• Decisions in hours. Hire two engineers now or in Q3? Take the bridge or extend the runway? You get a modelled answer the same week.

You do not need a chief financial officer for the sake of it. You need one when these appear:

• You are raising within nine months and cannot answer “what is your payback period?” from memory.
• Your bank balance is your only real forecast.
• The monthly close takes more than fifteen working days — or happens only when an outsider asks.
• You have hired in a second country and nobody owns payroll, tax registration or intercompany invoicing.
• Two investors asked for the same metric and received two different numbers.
• Revenue is climbing but the bank balance is flat — the classic working-capital gap in eCommerce and distribution companies.

You pay for the hours you use, at a transparent hourly rate, with no hidden fees and no long-term contract. Pricing begins at roughly €1,500 per month for an early-stage company that needs a monthly close review, a board pack and a rolling cash forecast. Heavier months — a raise, an audit, an acquisition — use more hours.

Scale up while the round is live, scale back once it is signed; the contract never penalises you for it. Compare that with a full-time hire: $200K of base salary, plus equity, bonus and benefits, committed before you know what the role should cover.

Need one fixed piece of work instead of an ongoing relationship — a model rebuild, a diligence sprint, a post-acquisition integration? We scope it as a standalone consulting project, fee agreed in advance.

1. Discovery call. We start with a 30-minute conversation about your numbers, your next milestone and your deadlines. Enquiries get a response within three hours.
2. Financial diagnostic — week one. We review your books, agreements, tax position and metrics, then hand you a written list of risks and quick wins with money attached.
3. Roadmap and dedicated team. You get a named finance leader plus the specialists your case needs — international tax, systems, fundraising — and an agreed monthly rhythm.
4. Ongoing execution. Weekly cash review, monthly close and board pack, quarterly re-forecast. Rapid-growth companies add sessions during a raise and drop them afterwards.